6. Cash
It’s true, during the Covid-19 pandemic it’s better to use your credit cards. But during a natural disaster such as a hurricane, ATMs or credit-card machines could be destroyed.
“The digital systems work pretty well but after Katrina there were prolonged power outages,” says Schlegelmilch. “You may be in a situation where credit-card machines [and ATMs] are down.”
That means you may have to rely on the old-fashioned way during an emergency: paying with cash. “Not everybody has enough money to do this but if you’re able to set aside a few dollars, it’s definitely a good thing,” Schlegelmilch adds.